FAQS
Broker-Agent Prelicensing Frequently Asked Questions
Students must complete 52 hours of prelicensing education to obtain the Fire & Casualty or Life & Disability License in California. For the following licenses, 32 hours of instruction is required: Personal Lines, Limited Lines Auto, Accident and Health and Life only. The California Department of Insurance (CDI) now has an Online System called FLASH that lets you complete your Licensing Application and sign up for an Examination Date at the same time. FLASH is available at the Department of Insurance website www.insurance.ca.gov/. Click on the Agent and Broker link for more information on the process
How do I apply for an Arizona Resident Insurance Producer License?
Arizona law does not require you to complete prelicensing education. However, individuals must pass the prelicensing examination. Insurance license examinations are administered by Prometric. To obtain an application and information on the state exam go to www.prometric.com/arizona/.
How do I apply for a Texas Resident Insurance Producer License?
Texas law does not require you to complete prelicensing education. However, individuals must pass the prelicensing examination. Insurance license examinations are administered by Prometric. To obtain an application and information on the State Exam, go to http://www.prometric.com/texas/insurance.htm
Where do I get my application for a California Insurance License?
The California Department of Insurance now has a new "Flash Fast Licensing
Application Service". Contact the Department of Insurance at (916)492-3061,
or click
here for more.
Can I prepare for the State Prelicensing Exam by self-study?
Effective January 1, 2007, the State of California allows online self-study
courses. IEA's 32 and 52 hour courses have met with great user acceptance.Arizona
residents can take the Arizona online self-study course. Texas residents can
take the Texas online self-study course.
If I have a current out-of-state license, do I need to take a complete Prelicensing
course?
This will vary by state. Go to the individual State Insurance Department for
information on current out-of-state licenses. For example in California, if
the student holds a current license that required at least 40 hours of either
life or property/casualty, it would not be required to complete another 40 hours
in California. However, the student must take an additional 12 hours of Code
and Ethics.
If I have a designation such as CPCU, do I need to complete the Prelicensing
course to get my State Insurance License?
This will vary by state. Go to the individual State Insurance Department for
information on credit for professional designations.
For example in California, if you have a CPCU, AAI, CIC, CLU or a LUTCF designation,
then you only need to complete 12 hours of formal classroom study for Code and
Ethics. However, you would have to take the exam for the entire 32 or 52 hours
of subject content. However, it may be beneficial for you to complete the entire
course since you may not be completely familiar with some of the questions that
were developed from that portion of the course content that didn't include Code
& Ethics. Arizona residents do not receive exam credit for any professional
designations that they may hold. Texas residents do not receive exam credit
for any professional designations that they may hold.
I already have a life license. Do I need to take Code and Ethics again to
obtaint a Fire and Casualty License in California?
If you already have a license in either Life or Fire and Casualty, you do not
have to take Code and Ethics again in order to acquire the other license. However,
the Code and Ethics questions for each license type are different. It may be
beneficial for a student to complete the course.